Our need of God's forgiveness is an affront to our desire to pay our own debts. To atone for our sins with our own good works, blind to our sinfulness before the most holy God, and those destined for His eternal punishment.

However, the Good News is that it doesn't have to be this way. That God through His Son, the Lord Jesus Christ, has a made a way for us to be brought back into right relationship with Him, to know His mercy, our sins forgiven, if we would but come with empty hands to Him and receive it.